Cindy Schweikert Hart West Financial Inc. Home Mortgages in Arizona, Washington, Oregon, Colorado, New Mexico and Utah

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Hart West Financial August 10, 2013

Tips For Finding The Best Mortgage Rate On Your Colorado Home

Home-Financing-Tips-3

All you need is to do a little bit of research, take the time to compare prices and ensure that you are getting the best rate.

Here are some tips for finding the ideal mortgage rate for you:

Improve Your Credit Score

The better your credit score, the better rates will be available to you when looking for a mortgage.

Start by ordering your credit report so that you know where you stand. This information is free and can be ordered online.

You should check it carefully for mistakes and then work toward making sure that your existing debt is paid down. Create a budget and stick to it so that you can eliminate your debt and improve your score and therefore your mortgage rates.

Save Up A Big Down Payment

Many lenders are willing to offer lower mortgage rates for customers who are able to put down a significant down payment on the home.

If you can save up more than 20 percent for a down payment, you will likely be able to negotiate for a much better rate. You will also save a lot on interest over the years because the mortgage amount will be less.

Talk To Your Mortgage Lender

Sit down with your mortgage lender and negotiate with them. Let them know what you are looking for and see what they are willing to offer. You might be surprised to find that your mortgage lender is flexible and is willing to arrange something that suits your needs.

Taking the time to find the best mortgage rate on your Colorado home mortgage takes a while, but when you find it you will be able to enjoy the benefit of savings for as long as you own the home. If you have any more questions about buying your home, feel free to contact us.

Filed Under: Custom Content, Mortgage Tips Tagged With: Colorado Home Loan, Credit Reporting, Mortgage Rates

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About Hart West Financial

Hart West Financial is a home mortgage firm licensed in Arizona, Colorado, New Mexico, Oregon, Utah, and Washington. They take pride in offering top-quality service and providing very competitive pricing due to their non-commission loan officer based business model. Call Hart West Financial today at 800-910-1937 to get your home loan approved today!

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Hart West Financial, Inc.
9805 E Bell Rd. Ste 120
Scottsdale Road, AZ 85260
NMLS #116830
AZ MB 0901832; CO 100008133; NM 01938; OR ML-2751; UT 5491769NMLC; WA MB-116830
Cindy Schweikert Loan Originator NMLS #116611
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9805 E Bell Rd. #120
Scottsdale, AZ 85260

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